S-BRO FUND MANAGERS (PTY) LTD Terms and Conditions Overview

1. Definitions:

• S-BRO FUND MANAGERS (PTY) LTD: S-BRO FUND MANAGERS (PTY) LTD, registration number (FSCA category 2: Nr: 41855)
  (Reg no: 1999/018626/07), a private company duly incorporated in the Republic of South Africa.

• Customer: Any user purchasing products from S-BRO FUND MANAGERS (PTY) LTD.

• Products: Goods/services advertised and sold on the Website.

• Website: www.sbro.co.za

• Cloud Security Policy: Online security policy available here.

• Privacy Policy: Online privacy policy available here.

2. Acceptance:

• These Terms apply to all users of the Website.

• Using the Website implies acceptance of the Terms.

• S-BRO FUND MANAGERS (PTY) LTD can change the Terms anytime, and it's the Customer’s responsibility to check for updates.

3. Accuracy of Content:

• S-BRO FUND MANAGERS (PTY) LTD strives for accuracy but doesn’t guarantee the completeness or error-free status of the information.

• Customers should verify prices and stock before purchasing.

4. Website Registration:

• Registered Users: Must provide personal details, create a username and password, and maintain confidentiality.

• Guest Users: Can browse and purchase products but cannot link to an S-BRO FUND MANAGERS (PTY) LTD account.

5. Customer’s Personal Information:

• Personal information is handled according to S-BRO FUND MANAGERS (PTY) LTD’s Cloud Security and Privacy Policies.

6. Ordering Procedures:

• Orders are confirmed when an email is received.

• Orders cannot be cancelled once confirmed.

• Returns are accepted within 30 days with proof of purchase and original packaging.

• Prices are in South African Rand and include VAT.

• Stock availability is not guaranteed.

• Products must be collected at S-BRO FUND MANAGERS (PTY) LTD stores within 2-15 business days.

7. Payment:

• Payments can be made via South African credit cards (Visa and MasterCard) and instant EFT using OZOW.

8. Copyright and Intellectual Property:

• All content on the Website is protected by copyright laws and is owned by S-BRO FUND MANAGERS (PTY) LTD or its suppliers.

9. Use of Website:

• Users must be 18 years or older or have parental consent.

• Users must provide accurate information and have the legal capacity to make purchases.

10. Disclaimer/Warranties:

• The Website and information are provided "as is" without any warranties.

11. Limitation of Liability:

• S-BRO FUND MANAGERS (PTY) LTD is not liable for any loss or damage arising from the use of the Website.

12. Address for Service:

• Address: Paul Laesecke Laan 14, Panorama, Bethlehem, 970, South Africa

13. Disclosure in Terms of ECT Act:

• S-BRO FUND MANAGERS (PTY) LTD’s full details, including contact information and VAT registration number, are provided.

14. Changes to Terms and Conditions:

• S-BRO FUND MANAGERS (PTY) LTD can change the Terms anytime and users must check regularly for updates.

15. General:

• S-BRO FUND MANAGERS (PTY) LTD may assign its rights and obligations.

• Provisions are severable, and any void terms will be excluded from the agreement.

• Force majeure events may suspend S-BRO FUND MANAGERS (PTY) LTD’s obligations.

• Governed by South African law with disputes settled in South African courts.

16. Entire Agreement:

• These Terms, along with S-BRO FUND MANAGERS (PTY) LTD’s policies, form the entire agreement between the Customer and S-BRO FUND MANAGERS (PTY) LTD for online purchases.